Club Accounts

Christmas Club Account

Holiday stress? Never heard of her. Enjoy the festive season without the "January blues." Save a little each month and watch your holiday fund grow.

• No Minimum Balance: Start saving with as little as you like—no minimum balance is required to keep the account active.
• No Fees: Keep every penny you save.
• Automatic Payout: Your balance is conveniently transferred to your primary savings account during the first week of October.
• Automatic Renewal: Your account automatically renews each year so you can keep the momentum going, provided it wasn't closed due to excessive withdrawals.
• Withdrawal Policy: To help you reach your goal, SFCU allows one (1) penalty-free withdrawal per year. Subsequent withdrawals before the payout date may result in the account being closed for the remainder of the term.
• Restrictions: To ensure your savings stay on track, additional withdrawals, preauthorized transfers, or third-party electronic transfers are not permitted.

Vacation Club Account

Your ticket to paradise starts here. Whether you’re heading to the beach or taking a "staycation," our Vacation Club makes it easy to fund your fun.

• Customizable Payout: You’re in control. Select the specific month you want your funds transferred to your primary account.
• No Minimums: Start saving with $0—there are no minimum balance or deposit requirements.
• Earn Interest: Your balance works for you, earning interest so you can afford that extra souvenir.
• Withdrawal Policy: To keep your savings goal secure, there are no additional withdrawals allowed from this account outside of your designated transfer month.
• Automatic Renewal: Your account stays open and ready for the next year’s trip automatically.

Teachers Club Account

Designed specifically for our educators, this account helps you manage your finances during the summer months or throughout the school year.

• Targeted Savings: A dedicated space to set aside funds from your paycheck to ensure you're covered during break periods.
• Withdrawal Policy: Withdrawal Period June, July and August. No additional withdrawals during the rest of the year. This ensures your funds are preserved exactly when you need them most.
• Simple Management: Set up automatic transfers so your savings grow effortlessly while you focus on the classroom.

A Note for Our Educators:

Sunrise Family Credit Union was originally founded as the Bay City Public School Employees Credit Union. We continue that legacy by offering specialized club accounts designed specifically for the unique scheduling needs of school employees. If you're looking for a Teachers Club Account, these offer the same great summer flexibility mentioned above!