Money Markets

Grow Your Future, Protect Your Today

Building a solid financial foundation shouldn't feel like a chore. At Sunrise Family Credit Union, we’ve designed our savings and investment options to give you the best of both worlds: the competitive growth you want for the future and the accessibility you need for today.

Whether you're looking to maximize your retirement through a Traditional, Roth, or Education IRA or seeking a higher yield on your emergency fund with an Insured Money Market account, we provide secure, fee-free ways to watch your balance climb.

Insured Money Market (IMMA)

Primary Goal: Best for emergency funds and short-term savings goals.
Minimum Deposits of: $100.00.
Minimum Withdrawal: $500.00. Maximum of 3 withdrawals per month. If you exceed 3 withdrawals it is a $25.00 fee per withdrawal.
Access: Flexible; provides easy, anytime access to your cash.

Account Type: Multi Tiered Rate Account.
Dividends: Offers a higher yield than a regular savings account.
Monthly Fees: $0.
Security: Fully NCUA Insured.

View IMMA Rates

Rates

Money Market

Effective Date: Wednesday, July 22nd, 2026

Amount	APR*	APY**
$2,000-$9,999	0.50%	0.50%
$10,000-$24,999	0.60%	0.60%
$25,000-$49,999	0.80%	0.80%
$50,000-$99,999	1.25%	1.25%
$100,000+	1.75%	1.75%
Annual Percentage Rate Annual Percentage Yield Require $500 minimum investment for a Certificate of Deposit under $100,000. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal or closing. APY = Annual Percentage Yield. Members would forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information. *Bump CD's have option to change rate to current rate once per CD term.

Money Markets

Grow Your Future, Protect Your Today

Insured Money Market (IMMA)

Rates

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