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New & Used Auto Loans

SFCU offers 100% financing and flexible terms up to 84 months to help keep your payments low.

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Make confident financial decisions with our online calculators.

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a call at (989) 684-1730.

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Community Give Back & Partners

Shine Bright: Our Commitment to the Community

At the heart of our company is a simple belief: we shine brightest when we’re lifting others up. Through our Shine Bright Community Give Back initiative, our team steps away from their desks and into the community to provide hands-on support for the causes that make Bay County a better place to live and work.

Large staff/community group picture outdoors

Our staff doesn't just donate; they show up. Here are a few ways we’ve been making an impact lately:

  • Animal Advocacy: Providing exercise and enrichment for furry friends at Bay County Animal Services and building winter shelters for the Humane Society of Bay County.
  • Environmental Stewardship: Keeping our local spaces beautiful through Park Clean Ups with the Energize YPN Group.
  • Youth & Education: Mentoring students through Reality Bites at Standish-Sterling Schools and supporting the CAN Council through 50/50 ticket sales.
  • Community Spirit: Joining the Bucket Brigade for the "Wednesdays in the Park" concert series.

Whether it’s a hammer, a leash, or a helping hand, our team is dedicated to being a force for good.

Community Partners

True change is a team sport. We are proud to professionally partner with organizations that share our vision for a stronger, more resilient region. By collaborating with these local leaders, we’re able to amplify our impact and support the vital resources our neighbors rely on.

We are honored to work alongside:

  • Foster Families Navigation & Resource Center
  • Labadie Auto Group
  • United Way of Bay County
  • Bay Area Women’s Center

Together, we’re building a brighter future for everyone in our community.

Group of women in the community

Sunrise Family Community