Start Saving with Sunrise Family Credit Union
A savings account is where every great relationship with Sunrise Family Credit Union begins. Whether you're saving for everyday expenses, building an emergency cushion, or planning for future goals, our savings accounts make it easy to grow your money while enjoying the benefits of credit union membership.
When you open a savings account with Sunrise, you become a member-owner of the credit union. Your initial deposit represents your share in the credit union and gives you access to competitive rates, convenient tools, and the trusted support of a local financial partner.
With Sunrise, saving is simple. There are no monthly service fees, and you can easily build your savings with automatic transfers, direct deposit, or online transfers.
Sub Savings Accounts
Save for Life’s Short-Term Goals
A Sub Savings Account helps you organize your savings and set aside money for specific goals such as vacations, taxes, insurance, home projects, or special purchases.
Once your membership is established, you can open multiple sub savings accounts to keep your financial goals organized.
Account Details
- No monthly fee
- No minimum balance required
- Dividends paid quarterly
- $250 minimum balance required to earn dividends
Convenient ATM Access
Members can access their funds anytime with a Sunrise ATM card.
- 24/7 ATM access
- Cash withdrawals and account transactions available
- Convenient access through ATMs nationwide
Rates
| Name | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|
| Share Savings | 0.01% | 0.01% |
Term: Open ended. Primary Savings minimum Balance $10. Additional Sub-savings-no minimum balance required. Minimum Balance to earn interest $250. Dividend Calculation: Daily balance. Quarterly dividend payment. Quarterly paper statement cycle or monthly e-statement available. Early close fee $10 before 60 days. Reopen fee $10 before 6 months. | ||
| Vacation Club | 0.05% | 0.05% |
| Christmas Club | 0.07% | 0.07% |
Term: October 1 to September 30. Club Accounts may be opened or closed at any time. Automatically renews annually. Automatically disbursement to Primary Share account on October 1. No minimum balance. No minimum deposit. Interest earned on any balance. One (1) withdrawal during term allowed. Additional withdrawals- share must be closed-Christmas club may be reopened October 1. Online deposits allowed. No online withdrawals. | ||
| Teachers Club | 0.05% | 0.05% |
Term: Open end- no limits. Club accounts may be opened or closed at any time. Automatically renews annually. No minimum balance. no minimum deposit. Interest earned on any balance. Withdrawals permitted during June, July, and August. one (1) additional withdrawal during school year allowed. Excess withdrawals-share must be closed until next school term. Online deposits allowed. No online withdrawals. | ||
